买房

在加拿大，卖家房产经纪在房源登上MLS系统之后，一般都会在周六日2-4点举办Open House (公众开放日)，方便买家来看房。公众开放日期间，买家可以不用预约，直接walk-in 去看房。 看房过程中，买家一般会比较关注屋子内的陈列，摆设，格局，采光等，但对于一些细节，比如墙面，地板，天花板，窗户等，一般不太在意。而一个有经验的房产经纪，在陪同买家看房过程中，就会关注一些比较细节，但是对于房子本身价值非常重要的东西，比如屋顶，锅炉，热水炉的保养情况，屋子内漏水的痕迹，虫害的痕迹，室内的气味，室内装修的finish, 用料，窗外的view, 房子周边是否有大树，高压线等。所以建议买家在做出买房决定后，尽快寻找一位在专业程度，时间安排，性格脾气和买家自己匹配的房产经纪，这样买房的过程会更加省心，高效。 6 Things Your REALTOR® is Looking For At An Open House Article written By Wendy Helfenbaum When visiting a property for sale, buyers usually notice things like how updated the finishings are, the natural lighting, and the number of bedrooms and bathrooms. You’re so excited about the space,…

理论上来说，您可以出任何您觉得合理的offer. 但是实际操作过程中，您的low-ball offer可能会被卖家认为您不是一个诚意的买家，只是为了试探卖家的价格底线。一些情况下，卖家对于这样的offer，可能会不予理会。 在加拿大，买卖双方大多数情况下，都是由代表卖家和代表买家的Realtor (房产经纪) 进行沟通，经验丰富的房产经纪，比较了解当地的房价，会根据房子状况，当时的市场环境，卖家的卖房意愿强烈程度，来写一个offer, 对于一些刚来的新移民或者没有很多购房经验的买家来说， 这样的经验对于他们而言，是非常重要的。 概括来讲，最好在您做出买房决定后，寻找一位适合您的房产经纪，比如专业程度，性格脾气，时间安排上都比较匹配的房产经纪，这样您的买房过程相对会更加省时，省心，高效。   Technically, you can make whatever offer you want on a property, but that doesn’t mean it will be considered or accepted. Talk to your REALTOR® to come up with a fair and reasonable offer that is low enough to meet your expectations without offending the seller. They…

以下文章非常清晰的告诉我们在购买楼花过程中，需要考虑的一些重要问题，比如什么是合同冷静期（cooling-off period, recission period），如何准备收付款，提前多久和银行作贷款预批，如何了解开发商（防止暴雷事件的发生），对于有经验的投资者，可能这些都是小问题，但是对于很大一部分首次置业者来说，这是一个重要的决定，需要了解过程中的方方面面，这样才能心中不慌果断投资置业。   If you’ve ever wondered how to buy a presale condo but have been intimidated by the unfamiliarity of the process, this how-to guide is for you If you’ve ever wondered how to buy a presale condo but have been intimidated by the unfamiliarity of the process, this how-to guide is…

This cheaper option for home ownership may be tempting, but it also comes with risks Don’t know what a leasehold property is? Don’t worry. Here’s a basic introduction with some finer talking points. What is a Leasehold Property? A leasehold property means that the owner owns the house/townhouse/condo itself but not the land it is…

At number eight on the list, Vancouver is the only city outside Ontario to make the top 10 Vancouver is Canada’s eighth-best city in which to buy real estate, according to an analysis by MoneySense, and the only city outside of Ontario to make the top 10. Guelph, Ontario, took top place, with Durham/Oshawa and Brantford…

For first-time home-buyers, choosing the right mortgage can feel daunting. Here’s a classic example: Let’s say Jen and Jon Smith are taking the plunge with a three-bedroom, two-bath detached home in a mid-size Alberta city. But when it comes to their mortgage, they’re not sure which way to go between a fixed rate or variable…

In early 2019, several Canadian banks launched digital apps that offer home buyers easy, hassle-free mortgage pre-qualification in 60 seconds or less. Sounds great, right?  The problem is many consumers believe a mortgage pre-qualification is a lot like a mortgage pre-approval or mortgage approval. As a result, prospective home buyers and sellers are left expecting…

It finally happened. You found the home that has everything that matters to you and your family. The amenities, the location, the style – it’s all lining up beautifully. But there’s a step in the home buying process before you get the keys that some people overlook: How do you make the right offer to…

When you sell a property in BC you’re required to prepare a Property Disclosure Statement (PDS) so potential buyers are aware of any possible defects in the property. You, as a seller, must not conceal any defects you’re aware of. If you’re selling a strata-titled property — a condo, townhouse or any multifamily complex where…

Buying a house is complicated enough without the very real chance of buying a grow op house. A grow op house can come with structural problems and mould caused by long-term moisture, to say nothing of the danger of being attacked by criminals who think it’s still a grow up. Think that former grow-op is a deal? think…